Banking Treasury Management
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Banking Treasury Management Course
Introduction:
The banking sector's treasury management landscape is in a constant state of flux, presenting new and evolving challenges. This certificate course is specifically designed to equip participants with the knowledge and skills needed to stay ahead of the curve in terms of best practices and current and emerging trends in bank treasury operations within the GCC countries.
Throughout the course, attendees will delve into a comprehensive range of topics, including foreign exchange, money markets, securities markets, derivatives, liquidity management, and all aspects of treasury risk management encompassing credit risk, market risk, and operational risk. Given the increased emphasis on regulatory oversight and compliance following the 2008 global financial crisis, the course will also examine the impact of these changes on bank treasury operations, with a particular focus on the GCC countries.
As a certified course, participants will undergo assessments to gauge their understanding of the subject matter. This will entail engaging in brief case studies and completing a multiple-choice test on the final day of the course.
Treasury management encompasses the effective management of an organization's cash collection, concentration, disbursement, investment, funding activities, as well as the management of financial risk. Cash management, in particular, plays a vital role in ensuring a company's financial stability and solvency by effectively collecting, managing, and utilizing cash for short-term investments. The "Certificate in Banking Treasury and Cash Management" course offers professionals a comprehensive overview of the modern role and practices of treasurers, covering areas such as cash management, cash forecasting, treasury funding, and investing. Additionally, the course explores the application of cutting-edge technologies in cash management while adhering to specific policies and procedures.
Course Objectives:
By the end of this Banking Treasury Management program course, you will be able to:
- Acquire an understanding of the fundamentals of effective management of cash flow, including the optimization of the level of working capital
- Describe and explain the roles of corporate treasury management and the treasury function
- Apply up-to-date practices covering cash management techniques
- Draft a cash flow forecast and establish cash and loan forecasted balances at specific dates
- Develop a practical understanding of treasury investment and products along with their risk and return
- Assess the effectiveness of treasury policies and procedures for the organization
- Implement technology related to treasury operations
- Develop practical experience of how to manage cash flow and optimize working capital to facilitate such delivery in real-life business situations
- Increase personal financial skill levels
- Identifying key risks relating to the treasury and their mitigation.
- Appreciating the bank regulatory environment.
- The importance of competition and innovation in treasury.
- Anticipating and preparing for the next financial crisis.
- Describe the various types of risks that arise in a bank’s treasury and the ways in which such risks can be managed.
Who Should Attend?
Treasury professionals, financial professionals, finance managers, corporate Banking, controllers, financial controllers, chief accountants, accounting managers, senior accountants, banking professionals, back-office managers, traders and dealers, financial regulators, and corporate business professionals.
Course Outlines:
Introduction to the Treasury Function
- Definition and responsibilities of the treasury function
- Treasury function as part of organizational structure
- Role of treasury professionals
- Strategic challenges for treasurers in organizations
- Risks surrounding the treasury function:
- Market risks: interest rate risk, FX risk, equity price risk, commodity price risk
- Liquidity risk
- Credit risk
- Other risks
- Developing a risk heat map for treasury function
Cash and Liquidity Management
- Asset and liability management versus treasury management
- Reasons for holding cash: transaction, precautionary and speculative
- The optimum cash balance:
- Baumol’s model
- Miller-Orr model
- Managing and accelerating collections
- Managing and decelerating disbursements
- Ratio analysis for decision making
- Days sales outstanding versus credit term
- Days inventory on hand versus lead time
- Days of payables
- Cash conversion cycle
Cash Flow Forecasting
- Purpose of cash flow forecasting
- Issues and opportunities in cash flow forecasting
- Types of forecasts: purpose, horizon, frequency
- The forecasting process
- Data identification and organization
- Selection and validation of the forecasting method
- Forecasting methods
- Short-term cash flow forecasting method
- Medium and long-term forecasting
- Statistical methods in forecasting
Treasury Funding and Investing
- Managing short-term borrowing
- Short-term funding alternatives
- Long-term debt financing
- Short-term interest rates versus long-term interest rates
- Loan agreements and covenants
- Credit rating agencies
- Bonds as a tool for long-term investing and funding
- Managing short term investments
- Short-term investment policies
- Securities safekeeping and custody services
- Long-term equity investments and stocks
- Equity valuation techniques
- Derivatives markets and hedging
Treasury Policies and Procedures
- Procedures development and implementation
- Liquidity policy
- Bank accounts and financial services authority policy
- Payments policy
- Wire transfer policy
- Collection and concentration policy
- Payment cards policies
- Outsourcing policy
- Financial risk management policy
- Regulat